I built an MTD readiness kit because HMRC's guidance is unusable

Making Tax Digital for Income Tax goes live in 16 days (6 April 2026). HMRC's official guidance is 40+ pages of PDF. Not helpful when you're a freelancer who just needs to know: does this affect me and what do I actually do? So I built a 2-minute MTD Readiness Checker that asks you 8 questions and gives you a personalised action plan. What it tells you Whether MTD applies to you (threshold is £50k combined self-employed + rental income) Your exact deadline Which software qualifies (FreeAgent, Xero, QuickBooks, HMRC free tool, etc.) What you need to do before 6 April Your first quarterly submission deadline The key things most people miss You have to sign up separately. Being registered for self-assessment doesn't automatically enrol you for MTD. You need to go to gov.uk/sign-up-for-making-tax-digital-for-income-tax and complete the enrolment. The penalty system changed. Old system: £100 flat penalty for late filing. New MTD system: points-based. 4 points = £200 penalty, then £200 per a